Ebook Info
- Published: 2009
- Number of pages: 408 pages
- Format: PDF
- File Size: 6.89 MB
- Authors: Eric Tyson
Description
Now updated — America’s #1 bestselling home-buying book!Want to buy a house, but concerned about the market? Have no fear — this trusted guide arms you with Eric Tyson and Ray Brown’s time-tested advice and updated strategies for buying a home in current market conditions. You’ll discover how to find the right property, make smart financial decisions, and understand the latest lending requirements and tax implications.New to this edition — new and expanded coverage to help homebuyers take advantage of low home prices, understand the subprime mortgage crisis, obtain a mortgage, and improve credit scoresTo buy or not to buy? — weigh the advantages of owning versus renting, get your finances in order, and know how much house you can safely affordHandle financing — understand your credit rating, navigate the different types of mortgages, and complete all paperworkPlay the real estate game — find the right location and property, assemble an all-star real estate team, and make the most of the Internet’s real estate resourcesLet’s make a deal — negotiate with finesse, make successful offers, inspect and protect your new home, and cover all your bases in escrow”Invaluable information, especially for the first-time home buyer.” —Fort Worth Star-Telegram”A reference you’ll turn to time after time.” —St. Petersburg TimesOpen the book and find:Reasons why home prices rise and fallHands-on instruction for buying a home in up or down marketsHow to pay the price you wantThe best mortgage optionsA sample home-buying contractPros and cons of comparable market analysisTips for overcoming mortgage and appraisal problemsHow to cope with buyer’s remorseThe best real estate Web sites
User’s Reviews
Editorial Reviews: About the Author Eric Tyson, MBA, is a financial counselor and the author of bestselling For Dummies books on personal finance, investing, and real estate investing. Ray Brown, a real estate professional for more than 30 years, has hosted a real estate radio show in San Francisco.
Reviews from Amazon users which were colected at the time this book was published on the website:
⭐This book was easy to comprehend and gave a good base knowledge of buying a house. I had completely no idea what I was doing until I read this book. It helped me not only understand the fundamentals of buying a house but it helped me prepare for a large financial decision and to decide what I could afford. There’s also a small section about selling a house as well.
⭐I bought this book a few days after deciding I would start saving to purchase my first home. The information they provide is very easy to understand and they have some great tips. Due to the housing markets changes over the past 3 years the book is a little out of date by mentioning no down payment mortgages and a few other things but this book is from 2009 I look forward to the newest version in a few months.It did help me understand ARM vs Fixed rate loans and all the paperwork and information that will need to be provided when applying for a mortgage. I really enjoyed reading this and it didn’t feel like homework like some of these types of books do.
⭐New home buyers might be tempted by the 2009 combination of low home prices, low interest rates, and federal incentives to start searching for a home. If you do, and especially if you live in a heavily regulated state like California, books like this one are extremely valuable. Much of the advice might seem “obvious” when you think about it (why do you “need” title insurance anyway?) but no one thinks about all aspects of purchasing a home when they first enter the market. This book spells out all the steps you need to take from deciding whether you really need to buy a home at all (if you are planning to move soon, don’t) to saving for a down payment all the way through escrow. Mortgage options (15 v. 30 year, adjustable or fixed) are also covered in some detail so potential homebuyers can make sound choices. It is, on the whole, a very useful book.This For Dummies guide also includes quite a bit of valuable information most people would not think of when buying a home. Sandbagging by mortgage companies is moderately more common than you might expect in a down market and this guide tells you how to recognize it. The authors also explain why sellers, in general, are not very realistic about what their property is worth and how to effectively use the internet when searching for a home. Hint, mortgage calculators are not nearly as useful as they are convenient. You should know from your own budget (including contributions for retirement savings) what you can afford, and not be pushed into a house beyond your means by a calculator that only considers your income and debt ratios. Finally, the book covers the psychology of home purchases, including buyers remorse and negotiations.There is simply too much in this book to cover it all. Suffice to say, this is not a guide to getting rich in real estate. The authors (wrongly, in my opinion) do view real estate as an investment but first time home buyers, the target audience for this book, should not. Homes can in fact be something of a liability. But the 4th edition of ‘Home Buying for Dummies’ can help you limit the costs associated with buying your home and for this reason alone the book is invaluable. And if, in the future, you should actually make money on your purchase, more power to you. Besides, the authors have another title for you on how to sell your home. If it is even close to as comprehensive as this book, you should buy it too when the time comes.
⭐This book really helped me navigate the home buying process. I referenced it often. I recommend that you read it before you start searching for loans and homes, and i guarantee that you will return/refer to certain sections later.
⭐good starting guide
⭐Very informative
⭐The book is missing about 1
⭐I learned so so much and feel so much more confident as I look for a house! And it was a fun and easy read, believe it or not!
⭐Really interesting and lots to learn which is exactly what I was looking for.
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