Identity Theft For Dummies by Michael J. Arata Jr. (PDF)

Description

Practical solutions to help you deter, detect, and defend against identity theftIn 2008, 9.9 million Americans became victims of identity theft. The cost exceeded $48 billion in 2008; consumers spend some $5 billion out-of-pocket each year to clear up resulting fraud issues. This guide will help keep you from becoming the next victim.Written by a veteran security professional, Identity Theft For Dummies gives you the tools to recognize what information is vulnerable, minimize your risk, stay safe online, and practice damage control if your identity is compromised.If you have a name, a date of birth, and a Social Security number, you’re a potential victim; this book helps you recognize your risk and defend against identity thievesExplains what identity theft is, how it happens, and how to recognize if you have become a victimShows how to protect your personal information, how to be discreet in public places, how to interpret your credit report, and why you should monitor your financial statementsHelps you recognize risks you may not have considered, such as what you set at the curb on trash dayProvides advice on how to clear your name if you are victimizedIdentity Theft For Dummies arms you to fight back against this growing threat.

User’s Reviews

Editorial Reviews: From the Back Cover What should I shred? How do I read my credit report? Is it safe to shop online? Find out!Identity theft costs billions of dollars each year to people just like you. This book shows you how to protect your personal information, reveals risks you may not have thought about, helps you learn whether you’ve already been victimized, and explains the steps you need to take to reclaim your good name and your good credit.Shred before you shed — why you should avoid placing anything in your garbage that contains personal informationBe vigilant — learn how to regularly monitor your bank accounts and credit card statementsAm I hit? — what to watch for so you can tell as soon as possible whether your identity has been stolenStick with the coffee — why a cybercafé may be a bad place to shop online or check your bank balanceCompare services — assess different companies that offer identity theft protectionOops, they got me — know what to do first if your identity is stolen and what information you need to haveCyber-wary — identify the protection you already have, whether it’s adequate, and how to secure information on your computerThe walls have ears — learn to stay safe in public placesOpen the book and find:How to understand your credit reportTips on making a security planHow and when to complete a fraud affidavitReasons for placing fraud alerts on your credit reportInformation you need to open or close accountsChecklists and phone numbers for reporting lossesSensible steps to keep you safeWhat NOT to carryLearn to:Recognize and avoid common scamsProtect your personal information offline and onlineInterpret and monitor your credit reportRestore your good name if you are victimized About the Author Michael J. Arata Jr. has more than 20 years of experience in security, crisis management, business continuity, and international investigations. He has developed and managed successful security programs for large organizations and performed numerous credit card fraud and embezzlement investigations.

Reviews from Amazon users which were colected at the time this book was published on the website:

⭐My identity was stolen recently, which gave me a strong desire to limit the damage and to prevent recurrences. I bought four books: Identity Theft for Dummies by Michael J. Arata (2010); 50 Ways to Protect Your Identity in a Digital Age, 2nd edition, by Steve Weisman (2013); The Wall Street Journal Complete Identity Theft Guidebook by Terri Cullen (2007); and Identity Theft Secrets by Dale Penn (2011).The most useful was the book by Weisman, followed by Arata’s book. However, all four books were well worth the money. In general, they told the same story, but each had facts and insights that the others did not. Most of us are overloaded with urgent things to do, but since the average victim of identity theft spends 600 hours straightening out the mess, learning about and implementing identity theft protection is a good investment of time.I had been aware of the danger of identity theft, and had thought that I was doing a good job of preventing my identity from being stolen. However, reading the four books listed above made me realize that I was vulnerable in many ways that I had never considered

⭐Book has many pieces of advice, some more practical than others as far as effort and technical knowledge required. Somewhat outdated in 2015- Emphasis on Windows XP and Vista, for example.

⭐I enjoyed reading this book. it helps me with keeping my victims informed. there is lots of information added. i wonder if they update this book every so often

⭐Important that one realizes just how clever crooks can be. . .and how naive some folks are! No wonder they’re victims!

⭐Great book. Very informative.

⭐I experienced identity theft several times. For these reasons, I am an expert victim on this subject. Here are three experiences which proved very expensive..1. My Visa credit card number was stolen in 2012. The person charged $360 within 40 minutes. Although I contacted Visa and reported the theft, it did not stop the spending. The next day, the thief was still able to charge $40 in gas and $70 in purchases and gift cards at Subway Sandwich..2. In 2005, a “dumpster diver” retrieved my Mastercard receipt in a 711 garbage container. Within a month, $1,300 long distance charges were made by hundreds of calls to Europe, Middle East, Russia, South America, Africa, and Asia..3. In 2003, a person, using my Discover card number, attempted to buy $3,000 of assorted sized running shoes at a Nike store. He made a telephone order and wanted the merchandise to be shipped out-of-state..I wished that this book was published earlier. It detailed the steps in minimizing damage and advised what to do..The only problem is the author’s verbosity. He tended to repeat himself several times in different sections of the book.

⭐This was very helpful when I just entered the business. You’d think it would be a relatively easy field to start in- no college degree required, but it has a surprisingly steep learning curve. I ended up establishing a very successful call center operation- I’d share the specifics with you, but I’d hate to post spoilers. I am looking forward to further installments, I would very much appreciate a “Nigerian Prince Schemes for Dummies” as that seems to be a particularly lucrative field.

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