Loan Modification For Dummies 1st Edition by Ralph R. Roberts (PDF)

Description

The crucial information you need to secure a reliable loan modification and save your homeBehind on your mortgage payments? Worried about losing your home? Don’t panic. Loan Modification For Dummies gives you the reliable, authoritative, easy-to-understand guidance you need to apply for and secure a loan modification that lowers your monthly house payment and keeps you in your home.This practical, plain-English guide leads you step by step through the loan modification process, from contacting your lender to applying for a loan modification, evaluating the lender’s initial offer, and negotiating a modification that lowers your monthly payment while helping you catch up on any past-due amounts. You’ll learn how to communicate with your bank or loan servicer, recognize and avoid loan-modification scams, and find a knowledgeable loan modification specialist, if you choose not to do it yourself.Advice on determining whether you’re likely to qualify for your lender’s loan modification programGuidance on preparing and submitting a loan modification application that improves your chances of successHelps you figure out a monthly payment you really can affordTips on modifying your loan even when you owe more than your home’s current market valueNegotiation advice for securing the best possible terms and lowest monthly paymentResources for contacting your lender, obtaining free or affordable third-party assistance, and getting government agencies on your sideRead Loan Modification For Dummies and start saving your home today.

User’s Reviews

Editorial Reviews: From the Back Cover Loan Modification for DummiesLearn to:Modify your loan, lower your monthly payment, and keep your homeAssess your needs when facing foreclosureReduce and fix your interest rateHave delinquency fees and penalties waivedRalph R. RobertsLois MaljakConsumer advocates and authors of Foreclosure Self-Defense For DummiesSecure a reliable loan modification and save your homeBehind on your mortgage payments? Worried about losing your home? Don’t panic. This practical, hands-on guide shows you how to apply for and secure a loan modification that will lower your monthly payment and keep you in your home. You get step-by-step guidance in working with lenders, evaluating offers, negotiating, avoiding scams, and maintaining your financial health.Prepare for the loan modification process — take stock of your situation, determine whether you qualify, evaluate your options, and team up with the right peopleSubmit a successful application — contact your lender, gather key documents, assess your needs, and prepare an effective hardship letterNegotiate like a pro — explore different loan modification adjustments, analyze offers, spot red flags, and strategize to get more of what you wantDeal with uncooperative lenders — know your legal rights, audit your mortgage loan, uncover predatory lending practices, and use proof of violations to get a modificationGet the assistance you need — know when to contact your lender, a consumer support agency, a federal agency, or your state attorney generalRemember that you’re not alone — read about the real-world experiences of other homeowners who faced foreclosure and avoided it with a loan modificationOpen the book and find:Loan modification explained in plain EnglishProactive, forward-thinking adviceReviews of foreclosure alternativesTips for securing the best terms and lowest monthly paymentWays to keep the modification process on track and on timeResources for obtaining low-cost third-party assistanceHints for leveraging your legal rightsAdvice on avoiding the foreclosure trap again About the Author Ralph R. Roberts is a nationally recognized expert in the fields of loan modification, foreclosure self-defense, and real estate and mortgage fraud prevention, as well as an award-winning author. Lois Maljak is coauthor with Roberts of Foreclosure Self-Defense For Dummies.

Reviews from Amazon users which were colected at the time this book was published on the website:

⭐Son like the book

⭐Most of the information in this book can be found on the internet. It’s nice to have it all in one place for reference.

⭐Excellent. I got a lot out of it. I recommend it to everybody going for the Loan Modification A full arsenal to stand up to the lenders.

⭐It was a well written book. Lots of good information that I didn’t know. It was very informative. I learned a lot.

⭐If you’re even thinking about a loan modification, this is a must-read. I’m in the business and keep a copy on my desk.

⭐very good book so you are very familiar with modification. helps because you will be BS’ed.

⭐Great copy. Awesome delivery time. Just as described!

⭐I am a mortgage underwriter and was curious to find out detailed information about Loan Modification. This book was easy to understand and had a lot of real-life examples and stories. Very well written in plain language with a huge glossary in the back explaining all the technical terms. I learned a lot and feel confident that I can now definitely guide a troubled homeowner in the right direction. I definitely recommend hiring a professional to process your modification…they know all the right things to say and correct people to call. This book is an excellent guide for the homeowner seeking to initiate an intelligent discussion with a trained professional. An educated consumer never gets scammed !!

Keywords

Free Download Loan Modification For Dummies 1st Edition in PDF format
Loan Modification For Dummies 1st Edition PDF Free Download
Download Loan Modification For Dummies 1st Edition 2009 PDF Free
Loan Modification For Dummies 1st Edition 2009 PDF Free Download
Download Loan Modification For Dummies 1st Edition PDF
Free Download Ebook Loan Modification For Dummies 1st Edition