Mortgages For Dummies, 3rd Edition by Eric Tyson (PDF)

Description

Need a mortgage but worried about the market? In Mortgages For Dummies, 3rd Edition, bestselling authors Eric Tyson and Ray Brown give you proven solutions for obtaining a mortgage, whether you want to buy your first home, refinance, or tap into your equity. You get the latest on sub-prime and adjustable-rate mortgages, finding the best lender, avoiding fiscal pitfalls and foreclosure, and much, much, more! This easy-to-understand, objective, and jargon-free guide helps you fine-tune your finances, figure out what you can afford, and improve your credit score before you go mortgage shopping. You’ll get familiar with the advantages and disadvantages of fixed- and adjustable-rate mortgages, 15- and 30-year loans, and conforming and jumbo packages. You also get help finding and working with reputable professionals, comparing programs, and securing terms you can live with. Discover how to:Match your mortgage to your financial goalsQualify for a mortgage even when money is tightFind the right loan for youChoose the best lender/brokerNegotiate the best termsCalculate your costs and paymentsUnderstand and complete all paperworkRefinance an existing mortgageUnderstand and consider special situation loansExplore reverse mortgages and other optionsDecipher amortization tables and comparison worksheetsUse the Internet wisely when mortgage shoppingNow, more than ever, you need clear, reliable information that helps you get the mortgage you need at a price you can afford. You need Mortgages For Dummies, 3rd Edition!

User’s Reviews

Editorial Reviews: From the Back Cover The proven guide to getting the best mortgage — and surviving today’s lending crisisNeed a mortgage, but worried about the hostile market? Bestselling authors Eric Tyson and Ray Brown give you proven solutions for obtaining a mortgage, whether you want to buy your first home, refinance, or tap into your equity. You get the latest on subprime and adjustable-rate mortgages, finding the best lender, avoiding fiscal pitfalls and foreclosure, and much, much more!Why this book is different — two real estate experts give you objective, jargon-free advice that takes into account your financial goalsFine-tune your finances — evaluate your expenses, calculate what you can afford, and improve your credit scoreFind the right loan for you — from fixed- and adjustable-rate to 15- to 30-year to conforming and jumbo, weigh all your optionsChoose the best lender/broker — interview and work with the cream of the crop, compare programs, and negotiate loan termsConsider special situation loans — from home equity to co-op to balloon loans, understand the tax consequences and legalitiesHandle refinancing and reverse mortgages — decide if you should explore these options, crunch the numbers, and save moneyGet helpful resources — recommended mortgage Web sites, loan amortization tables and comparison worksheets, and moreOpen the book and find:How to qualify for a mortgageWays to lower your interest rateUpdated worksheets and tools for calculating mortgage costs and paymentsNew information on foreclosuresTips for saving tax dollarsInterview questions to ask lenders/brokersExpert guidance in completing all paperworkThe dos and don’ts of using the Internet About the Author Eric Tyson, MBA, is a financial counselor and the author of numerous bestselling For Dummies books on personal finance, investing, real estate, and small business. Ray Brown has been a real estate professional for more than three decades. He hosts a real estate show in San Francisco.

Reviews from Amazon users which were colected at the time this book was published on the website:

⭐I bought this book before I bought my first house. This book was recommended to me by a colleague of mine who bought her first home too. I must say this book helped me immensely in my decision buying process especially to check up on your credit score and go though all the origination fee and looking for a good realtor, all of them makes sense and when used correctly helps you in buying a great house without paying dearly for it.It helped me to focus as to what I absolutely need in a house and what I would like to have in a house. These factors helps you to choose the right house and not going overboard.To future homeowners, my suggestion is buy this book and read it cover to cover before you start the home buying process at least couple of months before you start the whole house buying process. That will help (no pun intended) to get your house in order with respect to your credit score, need and want, realtor, pre-loan approval and things like these. Pay money and get a good home inspector to inspect the house and don’t go for the cheapest one. Trust me you will be better off. Go for a home inspector who is also a building engineer, they tend to have a more critical eye and helps you in getting the right house just understand that they are not exactly cheap.Hope you find your dream home.

⭐I don’t think this is the very latest edition, but even so, I learned so much in hindsight. I feel confident going forward that my next home purchase will be smarter. I’ve sent copies to my adult children, so that they can make informed purchases on their first home. It’s easy to read and understand, has a lot of detail and useful information. I highly recommend this book.

⭐This book was an easy read and I felt very informative. I read this book and followed the suggestions. the author helped me know the process of buying a home. The realtor was impressed at my checklist and how I checked out the homes. My husband also was impressed at my knowledge in the process of buying a home. I really would suggest reading this book before you start looking at homes. I know it was worth the money for me and I feel like it really gave me a step up and peace of mind.

⭐.Mortgages broken down well in this book.

⭐I am currently buying a new house and this book helped me tremendously. It explains every little detail in the process of buying a property. Very helpful tips I will use. I learned so much in just the few first pages, it really is amazing.

⭐Buying it used saved me money and gave me cheap info I can always look at thanks

⭐What I expected and happy with purchase.

⭐Love all of Tyson’s books. Thorough and entertaining. There’s a lot of info in his books, so pick another author if you don’t want to wade through.

⭐A great book which was bought as a gift and was very well received by the intended audience. To say “over the moon” is an understatement.

⭐Highly recommended

⭐I should have read some more reviews. This is a book from the US, all info given therefore not applicable for the UK and hence for me quite useless.Amazon UK; why don’t you state US or UK version of books in the description. At least for factual literature this would be essential.

⭐A great reference book

⭐Not helpful at all for UK readers…. Useless

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